ABCs+of+Credit

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 * ABCs of Credit **
 * Sponsoring Organization:** Center for Student Credit Card Education, Inc.


 * Date of Last Update:** 2008


 * Authority:** This manuscript was written by Carol A. Carolan, PhD. She works for and is published by the Center for Student Credit Card Education, Inc. The corporation provides free credit information to young adults and students. The CSCCE provides credit information to students and young adults. Dr. Carolan writes these brochures on behalf of the organization to be published for public use.


 * Content:** The information provided on this site deals with credit and credit costs. It ranges from: planning budgets, essential information about credit, credit vocabulary, how to responsibly use credit, Do's and Don'ts of credit cards, solutions to credit problems, credit reports and scores, consequences of irresponsible use, identity theft, and places you can go for more information on credit.


 * Currency:** Every year she updates the site and its brochure.


 * Purpose:** The purpose of the site is to provide some background knowledge to students and young adults about credit. The goal of the site is to inform students of credit, its possibilities, its dangers, and its consequences. The site is really looking at informing young adults and students about credit.


 * Organization of Information, Design and Navigation:** The organization of the website is very simple to use. There are 16 pages to the brochure and on the 3rd page there is a table of contents page that directs an individual to the page they would need depending on the information needed at that point in time. As long as one can read the table of contents it is extremely easy to navigate page by page through the links provided.


 * Strengths:** The strength of this website is it clear understanding and easy navigation. It provides clear, detailed information about credit that is easy to read and understand for its intended audience. Students can easily navigate through the website.
 * Weaknesses:** One weakness of the website would be that there is still more information about credit that could be delivered and is not; however, the basics of credit are provided and easily understood. The instructor can then go more in depth about credit.


 * Instructional Uses:** I use this site when I have my students work on a Knowledge Hunt I made. The students use this site to answer questions from a webpage I have made and provided to them.


 * Benefits to Students:** Students are benefited by use of this site because it does provide good background information about credit and its uses. Also, it is a great lead in to certain aspects of my credit unit.